David Mateo
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Illegal Builds in Spain: How to Avoid a Problem Property
How to check whether a Spanish property is legal: the planning certificate, first-occupation licence, registry and cadastre, the Andalucía AFO status and the red flags that should stop a purchase.
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Cost of Living in Spain for Expats: Monthly Budget
A monthly budget for living in Spain as an expat: rent by city, groceries, utilities, transport, private health insurance and totals for a single person, a couple and a family, with a worked example.
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Property Management in Spain: How to Choose a Manager
How to choose a property manager or letting agent for a Spanish home: what they do, typical fees (8–12% for long lets, 18–25% for holiday lets), contracts, checks and questions to ask.
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Community Fees, IBI and Running Costs in Spain
What it costs to own a home in Spain each year: IBI property tax, community fees, the rubbish fee, insurance, utilities, the non-resident tax on imputed income and a maintenance reserve.
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Selling Property in Spain as a Non-Resident: Tax Guide
How selling a Spanish property works for non-residents: the 3% retention (Modelo 211), 19% capital gains, Modelo 210 within four months, plusvalía municipal, documents and a worked example.
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New Build vs Resale in Spain: Costs and Risks
New build or resale in Spain? Compare taxes (VAT and stamp duty against ITP), timelines, payment schedules, bank guarantees, energy ratings, warranties and the risks of each.
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Costa del Sol vs Costa Blanca vs Costa Cálida: Costs
Compare the three southern Spanish coasts on price per square metre, purchase tax by region, climate, airports and lifestyle, with a worked example for an 80 m² home.
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How to Calculate Rental Yield on a Property Abroad
Gross and net rental yield explained with formulas and a worked example for a holiday let and a long-term let, plus the costs people forget and how to use the yield calculator.
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Spain vs Portugal: Buying Costs and Taxes Compared
Compare the cost of buying in Spain and Portugal: purchase taxes on a €250,000 resale home by region, the total cost estimate, residence options and the policy risks in each country.
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Spain’s 100% Tax on Non-EU Buyers: What Is Law?
Spain’s proposed 100% tax on non-EU property buyers is not law. This page sets out what was proposed, the timeline, the legal doubts and what buyers should do while it is pending.