David Mateo
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Non-Lucrative Visa Spain: Rules for Property Owners
How the Spanish non-lucrative visa works for people who own or plan to buy a home in Spain: income requirement, health insurance, documents, renewals, the work ban and tax residency.
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Best Areas to Buy Property in Spain for Foreigners
Compare the main Spanish costas for foreign buyers: Costa del Sol, Costa Blanca, Costa Cálida, Almería and Costa Brava, with airports, buyer profile, entry prices and the tax in each region.
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Notary and Land Registry Fees in Spain
What notary and land registry fees cost when you buy in Spain, how they are calculated, who pays, how the mortgage deed costs are split and a worked example on €250,000.
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Spanish Property Lawyer Fees: What to Expect
What a lawyer costs when you buy property in Spain: typical percentage fees plus VAT, what is included, what is extra, how to choose one and the warning signs.
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Non-Resident Mortgage in Spain: LTV and Requirements
How a non-resident mortgage works in Spain: loan-to-value, documents, rates, fees, the steps from pre-approval to the notary, and a worked example on a €250,000 home.
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Portugal CPCV Contract: Deposits and What to Check
How the Portuguese CPCV promissory contract works: the sinal deposit, what you lose if you withdraw, what the seller owes, form requirements and the clauses to check.
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Power of Attorney to Buy Property in Spain
How a foreign buyer can sign a Spanish power of attorney from abroad: consulate or foreign notary, general versus special, what powers to include, costs and the risks.
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Nota Simple: How to Check a Spanish Property
What a nota simple shows, how to request it, what it costs, how to read mortgages and other charges, and what it does not tell you about a Spanish property.
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Arras Contract in Spain: How Deposits Work
How the Spanish arras deposit contract works: the three types, what you lose if you withdraw, what the seller owes if they pull out, and the clauses to check before you sign.
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D7 Visa Portugal for Property Owners
How the Portuguese D7 passive-income visa works for people who own or plan to buy a home in Portugal: income, savings, accommodation proof, NIF and bank account, stay rules and tax residency.